Delaying Loan Payments - Excelsior College
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Delaying Loan Payments
Under certain circumstances, you may qualify for an in-school loan deferment (temporarily putting off loan payments) or forbearance (stopping loan payments for a given period) from your lender.
You may be able to defer repayment of a Federal Direct Loan if:
- You have made your payments on time or are in the grace period after graduation, or have been granted other deferments or forbearances.
- You are enrolled in school at least half-time--in which case you can almost always defer the payments on your student loans. Half-time status is defined as follows: