In addition to the tuition costs, you should plan for costs associated with purchasing textbooks, as well as your Internet and phone charges. There is also a student services fee assessed annually, so your final program costs will be dependent on how long it takes you to complete your degree. See the Costs & Financing and Fees & Tuition pages for current information.

Financial aid is available regardless of income, with low interest rates and flexible payment options. See Costs & Financing to learn more.

To learn more about your eligibility for federal programs, visit the Title IV Federal Student Financial Aid page. This page also has information on the definition of financial need, how federal aid awards are determined, loan application procedures, and disbursement of funds.

The best place to start is by filing a Free Application for Federal Student Aid.

Yes. Excelsior College offers more than 20 different scholarships for a wide variety of programs. To find out more, visit Scholarships.

There are several options for private loans. To learn more, visit Private Loan Programs.

Yes. Excelsior College offers active military servicemembers, veterans, and their families a wide variety of financial aid options. To learn more about the options available, visit our Veterans Affairs Educational Benefits page.

If you are experiencing financial difficulty and find it hard to repay your loans, you can discuss several options with your lender or the holder of your loan. Depending upon your circumstances, you may qualify for a deferment, a forbearance, or even cancellation of your loan. Please visit Financial Aid Deferment for more information.

If you have Federal student loans, you can refer to the Federal Student Aid Web Site for information about repayment options. If you have loans through a lender such as a bank or a credit union, you should contact the lender directly for more information.

The difference between the cost of attendance and the expected family contribution is the student’s financial need—the gap between the cost of attending Excelsior College and the student’s resources. The financial aid package is based on the amount of financial need. The process of determining a student’s need is known as need analysis.

Cost of Attendance (COA) - Expected Family Contribution (EFC) = Financial Need

Your cost of attendance at Excelsior College is based on direct and indirect expenses. Direct educational expenses include tuition and either the enrollment or annual fee.  Indirect costs such as books, room and board, and a technology allowance are also taken into account.  Indirect costs can also include child care, tutoring, food/housing for students, clothing, and other related expenses. Although you only see direct expenses on college billing statements, we use the comprehensive cost to determine your eligibility for financial aid. Cost of attendance may vary based on the number of credits and length of your period of enrollment. Please view the Cost of Attendance Samples.

The United States Department of Education provides a formula (or the federal methodology) that is used to determine your eligibility for federal and most state funds. Excelsior College uses the same, consistent method for all students to determine your ability to fund your education and costs. This method incorporates an assessment of your family’s income and assets.