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Private Loan Programs
If you’ve exhausted all your low-cost funding options and still have educational expenses to cover, consider private student loans. Generally, these are not need-based loans, but rather loans based on such factors as creditworthiness and stability of income, residence, or employment, and must be repaid.
Read our Loan Disclosure page for important information about choosing a private lender.
You may be able to deduct the interest you pay on a qualified student loan from your United States income tax. Read the IRS publication Tax Benefits for Education (PDF) and consult your financial advisor for more information.
If the loan program you have chosen requires verification of admission, enrollment status, or education costs please email our financial aid office at firstname.lastname@example.org.
Note: You may need to apply with a cosigner in order to meet credit history, income, and employment requirements.
• The cosigner is required to sign the loan document, but you are the primary borrower.
Provided by Citizens Bank, the TruFit Student Loan offers a variable rate based upon credit. You may be able to finance the total cost of your education minus other aid received. This loan offers various repayment plans with no prepayment penalty.
Provided by Sallie Mae, the Sallie Mae Smart Option Student Loan is an option for undergraduate and graduate students who still need funds after they have maximized free money and federal loans. With this loan, you can borrow up to the full cost of your education, less other aid received.
Provided by Wells Fargo the Wells Fargo Collegiate Loan offers a variable rate based upon credit. If you've received all the federal loans you're eligible for and still need additional funding, you can use a Wells Fargo Collegiate Loan to borrow up to the entire cost of your education, or you may use this loan instead of a federal loan if you enrolled less than half-time or did not complete the FAFSA.
Provided by Discover Financial Services, the Discover Undergraduate & Graduate Loan complements federal aid to help you cover up to 100% of college costs including tuition, housing, books and more. Choose from a fixed or variable interest rate loan with zero origination fees, generous rewards and no payments required while in school at least half-time. 24/7 Customer Service support to assist you every step of the way. Download loan applications, or...