Security Guarantee

FINANCIAL TRANSACTIONS

Keeping your personal financial information private is very important to us. Excelsior University will never rent or sell your personal financial information. Any user statistics that we may provide to outside agencies, affiliates, or partners are provided in the aggregate only and do not include any personally identifiable information. Financial information we receive through our Web sites is in an encrypted format and transmitted through a secure server. Whenever Excelsior University handles personal financial information, we take steps to ensure that your information is treated securely and in accordance Excelsior's privacy policy and the terms and conditions of the service being rendered to you by Excelsior.

However, no data transmitted over the Internet can be guaranteed to be 100% secure. So, while we strive to protect your personal information, Excelsior University cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your financial information, we make every effort to ensure its security.

GOVERNING LAW

Your access and use of Excelsior's Web sites, and these terms and conditions, are governed by and will be construed in accordance with the laws of the State of New York. In the event that any provision of these terms and conditions is held unenforceable, it will not affect the validity or enforceability of the remaining terms and conditions.